Welcome Dominion National Partners

We're excited to share the following materials with you to present the Healthcare Spending Card1 to your patients.

Please note: we rely upon recurring income and expenses along with other types of applicant data to approve and set credit line limits.

As such, not all will be a great fit for the Card. Specifically, those with net annual household incomes below $30,000 are unlikely to be approved and those under $40,000 are unlikely to receive larger lines of credit.

    Patient Informational Flyer

    Some patients may not be in a position to pay upfront for  care in the moment. Others may want to skip treatment altogether due to cost.

    With the Healthcare Spending Card, you can present a no-annual fee2 lending solution with zero percent financing2 options to your patients so they can more easily repay in ways that are aligned with their cashflow.

    Even better:  Your patients can apply for the Card in office and get immediate access to funds*. So download and share this innovative new lending solution today!

    Healthcare Spending Card flyer to share with your patients

    Provider Video and FAQ

    Watch our video to learn how Lane Health’s Healthcare Spending Card can transform your practice!

    In this quick overview, we explain how the card makes healthcare more affordable for your patients with easy financing, 0% interest options2, and no hidden fees. Plus, we'll answer frequently asked questions within the video.

    See how simple it is to enroll and start offering your patients an effective way to manage out-of-pocket expenses. Watch the video to discover how you can implement this solution to increase patient satisfaction and grow your practice!

    Frequently Asked Questions

    Because the Healthcare Spending Card is so unique, your patients may have questions.

    Download our Frequently Asked Questions and share with your front office staff so they'll be able to answer patient questions with confidence. And to better understand why the Card is a win for both your patients and your practice.
    DOWNLOAD THE FAQs
    Healthcare Spending Card flyer to share with your patients

    Patient Signup Process

    This guide shows the steps necessary to apply for the Healthcare Spending Card.

    We use Plaid, a world-class, secure identity and income verification service to verify your patient's identity and income. Plaid performs a one-time connection to your patient's banking institution. In doing so, your patient securely shares income and expense information from which Lane Health uses to determine the appropriate credit limit for your patient.

    You can learn more about Plaid from independent, third-party security experts at security.org.
    Healthcare Spending Card flyer to share with your patients

    Merchant Category Code (MCC) Information

    The Healthcare Spending Card is as versatile as it is powerful.

    It covers a wide range of services, including dental, medical, vision, pharmacy, and more. From routine check-ups to urgent care, the Card can be used anywhere VISA is accepted for qualified healthcare expenses.

    Download this informational flyer to get a detailed breakdown of all MCC codes covered by the Card.
    DOWNLOAD
    Healthcare Spending Card flyer to share with your patients
    Have a question? Click here and we'll get back to you!

    From all of us at Lane Health, thank you. We are excited to work with you to help increase case acceptance for your patients, all without revenue-sharing required.
    * Subject to credit line approval.
    1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
    2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees