Streamline Patient Payments

Built for providers and patients

Meet the Healthcare Spending Card¹a comprehensive payment solutions designed to support healthcare providers and enhance the patient experience.

The Card empowers your patients with flexible financing options, including 0% interest plans², so they can manage healthcare costs without the financial burden.

Plus, providers keep 100% of their revenue—no revenue sharing or provider fees!

Get Started Today

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Why Lane Health?

Zero-Interest Financing²Options
Offer same day financing with the ability to repay over time in 1, 4, or 12 months
No Hidden Fees
No revenue sharing or practice fees
Effortless Setup and Launch
No contracts, meetings, or integrations needed.

Easy, Transparent, and Efficient

Flexible Payment Plans for Your Patients

Zero-Interest Financing²: Offer your patients the ability to break down large healthcare expenses into manageable payments with zero interest. We offer both 4-month and 12-month plans, making it easier for patients to pay without added financial strain.
No Hidden Fees²: We believe in full transparency. Unlike traditional financing, there are no hidden fees, surprise charges, or balloon interest. This means your patients can confidently manage their healthcare payments with no surprises along the way.
Instant Approval Process: With our quick and simple application process, patients can receive approval within minutes, ensuring they can access care without delay.

Seemless and Hassle Free Solutions for your Practice

Launch in Minutes: Simple fill out the form above and get access to education and promotion materials from information flyers to ready to launch emails
Hassle Free: With Lane Health you can say goodbye to extensive contracts, negotiations and sales meetings. We offer a truly turnkey solution all with no revenue sharing or cost to your practice.
Focus on Care, Not Collections: We'll handle all the collections and payments, allowing you to focus on providing exceptional care.

Woman holding the Healthcare Spending Card

Boost Patient Satisfaction and Retention

Increase Patient Access to Care
With flexible financing, more patients are able to access the treatments they need when they need them. Lane Health helps reduce financial barriers, making it easier for patients to commit to their care plans.
Improve Patient Loyalty
Offering financing options builds trust and strengthens patient relationships. Patients are more likely to return to your practice and recommend it to others when they feel confident in your ability to help them manage their healthcare costs.
No Impact on Your Bottom Line
Unlike other financing methods, Lane Health ensures you get paid upfront with no revenue sharing or practice fees. We cover the cost of financing, so you can focus on providing quality care without worrying about delayed payments or collections.

Proven Success with Lane Health

97% of Patients Approve
In a recent survey, 97% of patients who used Lane Health’s payment solutions reported a positive experience, citing easy access to care and clear communication about payment terms.
Increase in Conversion Rates
Healthcare providers who implement Lane Health’s payment solutions see a significant increase in patient conversion rates, as patients are more likely to move forward with treatment when financing options are available.
Better Cash Flow for Practices
Practices that use Lane Health report a noticeable improvement in cash flow, as payments are processed quickly and efficiently through our platform.

Image of two people holding hands on the beach

FAQ

How do I start offering the Healthcare Spending Card to my patients?

Starting is simple. Simply get started by filling out this form and you’ll get instance access to collateral from flyers to emails. No new contracts or major changes required.

Is there any cost to my practice for using the Healthcare Spending Card?

No. Lane Health charges providers no fees to use the Healthcare Spending Card. There are no hidden costs or revenue-sharing agreements.

How does the card benefit my patients?

The card makes healthcare more accessible by offering flexible financing options, allowing patients to manage their payments over time. This means they are more likely to seek care and return to your practice for future visits.

What happens if a patient defaults on payment?

Lane Health assumes all financial risk, so you never have to worry about missed payments or defaults. We handle the payment collection and ensure you receive your funds promptly.

What's the catch? How does Lane Health make money if not requiring a revenue share?

Lane Health makes money on credit card interchange fees, as well as patient fees on 12-month loans (other than 12-month hospital loans, which are offered with 0% financing²). You can see our patient fee schedule here: https://www.lanehealth.com/hsc-lb-fees.

Is it really 0% financing² for our patients? Are there really no fees?

Cardmembers enjoy 0% financing² for 4 months on all qualified healthcare expenses, as well as for 12 months on hospital expenses. Lane Health doesn't charge interest, negating the risk of compounding interest. Unlike other lenders, Lane Health does not subject it's cardmembers to "balloon payment" interest charges should they miss a single payment.

Lane Health charges cardmembers fees on 12-month loans (other than 12-month hospital loans, which are offered with 0% financing²). You can see our patient fee schedule here: https://www.lanehealth.com/hsc-lb-fees.

How hard is it to signup?

Patient signup can be done in a few short minutes, right from your office! Lane Health uses Plaid to verify your patient's identity as well as to verify the income and expense information they share.

How long does the 0% financing last?

For all qualified healthcare expenses, it lasts for 4 months. For hospital expenses, it lasts for 12 months.

What does it cost for a provider to share the Healthcare Spending Card with patients?

Nothing. There are no setup fees, no recurring management fees nor any revenue sharing. Lane Health does collect interchange fees on credit card swipes.

Ready to launch?

GET STARTED