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Healthcare Spending Card*

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This innovative financial tool provides a line of credit** designed specifically to cover a wide range of healthcare needs. Whether it's for dental services, medical procedures, vision care, or prescription medications, the Healthcare Spending Card can help you access the care you need without the stress of upfront costs - and pay for it a smarter way.

0% financing options1

Enjoy 0% financing1 on all qualified healthcare bills repaid over 4 months and for hospital bills repaid over 12 months

No credit checks

There is no impact on your credit score to apply

No Annual Fee1

The Card can be there for you when you need it and doesn't cost anything when you don’t

Live smarter and healthier

Lane Health together with Surity Select

* Lane Health is a financial technology company, not a bank. The Healthcare Spending Visa® Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
** Subject to credit line approval
1 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending VISA® Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees