If you’ve ever opened a medical bill and thought, “How is this even possible?”—you’re not alone.
The American healthcare system is confusing, expensive, and often overwhelming. In fact, a recent survey by KFF found that over 100 million Americans have healthcare debt, and many delay or avoid care altogether because they’re afraid of the cost.
That’s exactly why Lane Health created the Healthcare Financial Bootcamp—a free, 7-day email course designed to help everyday people better understand their medical costs and make smarter financial decisions about their care.
The Healthcare Financial Bootcamp is a practical, no-nonsense email series that breaks down how healthcare billing works—and what you can do to take control of your out-of-pocket expenses.
In just 5 minutes a day, you’ll learn how to:
It’s designed for real people—not financial experts—and written in plain, easy-to-understand language. Whether you’re dealing with a new diagnosis, managing chronic care, or just planning ahead, this bootcamp is for you.
Between rising deductibles, surprise billing, and denied claims, it’s no wonder medical debt is the leading cause of personal bankruptcy in the U.S. According to NerdWallet, medical bills contribute to over half of all bankruptcies filed.
Even people with insurance are struggling. A report from the Commonwealth Fund found that nearly 43% of working-age adults are underinsured—meaning they have coverage, but still face high out-of-pocket costs that can lead to debt or delayed care.
Knowledge is power—and Lane Health’s bootcamp aims to empower you.
While education is a critical first step, real solutions are just as important. That’s why the bootcamp also introduces you to the Healthcare Spending Card.
This isn’t just a normal credit card. It’s a pathway to 0% interest financing options2 to pay for medical expenses over time—something traditional financial products rarely offer.
Key benefits include:
If you’ve ever racked up interest on a medical bill while juggling other expenses, you know this is a game-changer.
You can learn more about how it works here.
There are tons of personal finance newsletters out there. What sets this one apart?
Lane Health built this course for people who are tired of feeling in the dark about their health expenses—and want a clear path forward.
Members like Emma have already seen the benefits:
“Lane Health was a lifesaver. I used the Healthcare Spending Card to get my brother the care he needed—without drowning in debt3.”
And they’re not alone. Thousands of Americans are already using Lane Health tools, this is a movement toward accessible, stress-free healthcare financing.
The Healthcare Financial Bootcamp is completely free—and it could save you hundreds (or even thousands) of dollars in the future.
Sign up here and start your journey to smarter healthcare spending today.
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees
3 The quote were sourced from Trust Pilot. The customer was not compensated for their feedback.
