Why use healthcare payment plans through Lane Health?
Care Now.
Pay Later.
If your priority is paying for healthcare a smarter way, we’ve got your back. Unlike rewards-based credit cards with high interest rates, our healthcare payment plans empower you to get the care you need and a smarter way.
Spread the cost of care over 4 or 12 months.
The average APR on traditional Credit Cards is now over 25%* — so unless the balance is paid off in full, those “free” rewards some cards offer can come at a steep cost!
Use pre-tax dollars to reduce your out-of-pocket costs by up to 25%**, depending on tax bracket. Combine those funds with 0% financing2 in one seamless repayment experience — something a traditional credit cards simply can’t do.
Lane Health Care Plan
Perks
0% financing options2
Pre-tax Repayments
Save up to 25% repaying from linked HSA**
Financial Flexiblity
Spread payments interest-free2
Compounding Interest
No2
Annual Fee
No2
Designed for
Dental, Medical, Hospital, Vision, Pharmacy & more
Traditional Airlines/Cashback Credit Cards
Perks
1-2% cash back or miles
Pre-tax RepaymentsPerks
Not allowed
Financial Flexiblity Perks
High cost if not paid in full - Average APR: 25%**
Compounding Interest Perks
Yes
Annual Fee
Many charge you an annual fee
Designed for
General spending purposes
What Our Members Tells Us
Lane Health and their Health Spending Card have been a life saver for my family, enabling a relative to get the care he needed without delay and avoiding his condition to worsen. The fact that he could do it without getting into huge debt with high interest rates was a real game changer.
I’ve been using the HSC card from Lane Health for a few months, and it’s been great! Easy to signup, easy to use, and the clear terms make managing healthcare expenses stress-free. The pay-in-12 feature is a lifesaver and it pulls funds automatically from my HSA, which adds to the convenience. Customer service is quick and helpful whenever I had questions. Overall, the HSC card has made handling medical bills much easier. Highly recommend!
I wasn't sure I needed another card, but the ability to manage and pay my healthcare bills in one place is a game changer. I can literally swipe and forget because I set up auto pay when I signed up. Now I pay my bills with the card and Lane Health pulls my monthly payments from my HSA account on my due date - it allows me to pay with pre-tax dollars even before I've saved them. Love this product!
I love the zero percent financing because it lets me budget for it and repay it over several months without crazy interest rates I'd have to pay if I used other credit cards. Not doing that anymore!
Healthcare Expenses Covered This Year
$ 701,722
