Increase case acceptance without sacrificing revenue!

We're excited to share the following materials with you to present the Healthcare Spending Card1 to your patients.

Please note: we rely upon recurring income and expenses along with other types of applicant data to approve and set credit line limits. As such, not all will be a great fit for the Card. Specifically, those with net annual household incomes below $30,000 are unlikely to be approved and those under $40,000 are unlikely to receive larger lines of credit.

    Below you'll find your Patient Signup Flyer, as well as other materials that will be helpful for your front office staff! Be sure to watch the video to answer the top 10 most frequently asked questions about the Card!

    Patient Signup Flyer

    Some patients may not be in a position to pay upfront for their dental care in the moment. Others may skip treatment altogether.

    With the Healthcare Spending Card, you can present a no-annual fee2 lending solution with zero percent financing2 options to your patients so they can more easily repay in ways that are aligned with their cashflow.

    Even better:  Your patients can apply for the Card in office and get immediate access to funds*. So download and share this innovative new lending solution today!
    DOWNLOAD THE FLYER
    Healthcare Spending Card flyer to share with your patients

    Provider Video and FAQ

    Watch our video to learn how Lane Health’s Healthcare Spending Card can transform your practice!

    In this quick overview, we explain how the card makes healthcare more affordable for your patients with easy financing, 0% interest options2, and no hidden fees. Plus, we'll answer frequently asked questions within the video.

    See how simple it is to start offering your patients a smarter way to manage out-of-pocket expenses - while also improving your practice's bottom line!

    Overview for Espire Practices

    Boost patient satisfaction and case acceptance with Lane Health’s Healthcare Spending Card!

    This simple, hassle-free financing solution gives your patients immediate access to up to $10,000* in credit, with 0% financing2 options for up to 12 months. No annual fees2 for your patients and no revenue sharing for your practice.

    Download this flyer for a quick overview of why the Healthcare Spending Card is not only great for your patients, but also for your practice!
    DOWNLOAD THE FLYER
    Healthcare Spending Card flyer to share with your patients

    Frequently Asked Questions

    Because the Healthcare Spending Card is so unique, your patients may have questions.

    Download our Frequently Asked Questions and share with your front office staff so they'll be able to answer patient questions with confidence. And to better understand why the Card is a win for both your patients and your practice.
    DOWNLOAD THE FAQs
    Healthcare Spending Card flyer to share with your patients

    Patient Signup Process

    This guide shows the steps necessary to apply for the Healthcare Spending Card.

    We use Plaid, a world-class, secure identity and income verification service to verify your patient's identity and income. Plaid performs a one-time connection to your patient's banking institution. In doing so, your patient securely shares income and expense information which Lane Health uses to determine the appropriate credit limit for your patient.

    For more information about Plaid, you can learn more here from independent, third-party security experts from security.org.
    DOWNLOAD THE FLYER
    Healthcare Spending Card flyer to share with your patients

    Merchant Category Code (MCC) Information

    The Healthcare Spending Card is as versatile as it is powerful.

    It covers a wide range of services, including dental, medical, vision, pharmacy, and more. From routine check-ups to urgent care, the Card can be used anywhere VISA is accepted for qualified healthcare expenses.

    Download this informational flyer to get a detailed breakdown of all MCC codes covered by the Card.
    DOWNLOAD THE FLYER
    Healthcare Spending Card flyer to share with your patients


    Have a question? Click here and we'll get back to you!

    From all of us at Lane Health, thank you. We are excited to work with you to help increase case acceptance for your patients, all without revenue-sharing required.
    * Subject to credit line approval.
    1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
    2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified dental or hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table for Delta Dental members at https://lanehealth.com/hsc-lb-dd-fees and for non-Delta Dental members at https://lanehealth.com/hsc-lb-fees