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Invest in the future of
Healthcare Financing


Lane Health is revolutionizing healthcare payments with an innovative "Buy Now, Pay Later" (BNPL) platform that benefits everyone — delivering smarter financing options for patients and stronger economics for providers and payers.

The BNPL Platform Set to Transform the $4 Trillion U.S. Healthcare Market

Image of man getting dental work

Lane Health delivers a smarter healthcare platform built around patients, payers and providers — unlocking greater access to care and smarter ways to pay for it:

  • Visa-powered line of credit up to $10,000
  • 12-month term loans and 0% financing options
  • Ability to repay with pre-tax HSA/FSA dollars
  • Transparent, “stacked” loan servicing that simplifies ongoing expenses
  • Innovative payer and provider economic incentives

The Result? Predictable, stress-free payments for patients — scalable revenue opportunities for payers and providers — and strong economics for investors

0%

Financing Options1

No

Annual Fee1

Up To

$10,000 Immediate Healthcare Financing2

Why Now?
The U.S. Healthcare Crisis

Highest
Healthcare
Spending
Globally
Image showing the average cost of care is $13,432 in the United States
Commonwealth
Fund Ranks the
U.S. Last Overall
  • • Access • Affordability
  • • Health Equity
1 in 3
Americans
  • Delay or Skip Care
  • Due to Cost
Image showing 3 individuals - showing that 1 in 3 Americans delay or skip care due to cost.

An Unprecedented
Opportunity for Innovation

4.9 Trillion
U.S. Healthcare Market

is rife with structural
inefficiencies, ripe for disruption
Patients, Providers, and Employers
all demand better solutions
Image of healthy family enjoying the beach

Our Strategic Solution

Healthcare spending in the US is massive, but affordability is an issue

Estimated $300 billion in annual out-of-pocket healthcare costs, averaging around $2,700 per family per year.

Lane Health provides a unique and ubiquitous Buy-Now-Pay-Later (BNPL) solution for healthcare expenses built on proprietary technology

Unlike other major expenses, healthcare often lacks easy access to term loans for recurring costs. Lane Health solves this problem with proprietary technology that lets members use pre-tax dollars and combine multiple 12-month healthcare loans—making it simple to manage ongoing healthcare expenses through a single platform.

We’ve gained significant traction since our re-launch in May 2024

Thousands of accounts have been opened and millions in transactions processed. With annual recurring revenue already in the six figures and strong partnerships with Delta Dental and NexTrust, we’re positioned to maintain low customer acquisition costs and achieve an attractive lifetime value to CAC ratio.

Our long-term economics are very attractive

With strong margins and breakeven in sight, we’re building a scalable model with highly attractive long-term economics.

Attractive valuation

Lane Health is well-positioned for significant growth, paving the way for a high-valuation fundraise in 2026.

Why Invest?

  • Financial traction and growth
  • Over 10,000 accounts opened in <12 months
  • Attractive economics with projected 10:1 LTV:CAC
  • Partnerships with Delta Dental and NexTrust, providing access to 150 million+ Americans.
  • Proven ROI for all we serve
  • Increased access to care for patients combined with smarter ways to repay
    Financially superior options for providers and payers
  • Positioned to lead in a $500B+ Healthcare
    payments opportunity
  • Lane Health is operating and generating value across
    B2C, B2B2C, D2C, and P2C (Provider/Payer) channels

Be Part of the Journey!

If you share our passion and vision, let's build the future of smarter healthcare payments together!  We are open to:

Early Stage Investors

VCs and Angel Investors

Strategic Partners

Our investors include Partners and Senior Executives from these prestigious firms

Dupont logo
Johns controls logo
Neuberger Berman logo
Goldman Sachs logo
Bank of America logo
Merrill Lynch Logo
Allen Company logo
Northwood Ventures
Carlyle logo
JP Morgan logo
Mercer logo
Logo of Marsh McLennan
Logo for Centerview Partners
Image of man holding the Lane Health healthcare spending card