Lane Health for RCM Companies

Simple, Scalable Patient Financing

The Healthcare Spending Card¹ helps revenue cycle management (RCM) companies boost client collections, reduce patient A/R days, and unlock new revenue. Setup takes weeks, not months.

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A fast, low-lift way to deliver measurable value

Why RCM Companies Partner with Lane Health

Improve client POS (point-of-service) collection rates and reduce days in patient accounts receivable (A/R)
Lower client statement volume and call center minutes
Increase net patient yield with patient-friendly financing
Launch across multiple client practices with a repeatable playbook
All while earning 35 basis points (0.35%) on every transaction generated by your clients

Fast Setup, Real Results

Launch in weeks with our hosted flow

Hosted applications for client practices

RCM companies share a secure link with practices. Patients can apply for financing before, or even at the practice, in 3-5 minutes.

Staff-ready on day one

Lane Health provides scripts, FAQs, and one-pagers to make it easy for practices to offer patient financing quickly and easily.

Simple posting and reconciliation

Payments post like any other patient payment in the practice management system. Daily payout files make reconciliation easy.

Pilot-friendly rollout for your clients

Start with 3–5 practices or your full portfolio. One RCM vendor launched with us in under three weeks, impacting millions of patients' access to care.

Earn recurring revenue as you help providers collect faster

Lane Health shares success with its RCM partners:

Earn 35 basis points (0.35%) on every transaction generated by your clients
Transparent monthly partner statements with ACH payout
Cohort-level reporting tied to your client base

Integrate into existing workflows

Fit financing into the touchpoints that matter for your clients:

Pre-service estimate: Improve treatment plan acceptance rates
Checkout / POS: Fund same-day visits or series of care
Post-EOB (Explanation of Benefits): Offer pay-over-time once patient responsibility is final
Pre-collections: Last-chance option before bad debt assignment

No integration needed to start, with scale-up options later

We can meet you where you are today and ramp up as your needs grow:

Hosted flow: Get clients live in a few short weeks
Light embed: Add financing buttons into patient portals, EOBs or statements
Dedicated landing pages: Give RCMs a branded page to send practices and patients directly for applications

Earn recurring revenue as you help providers collect faster

Earn recurring revenue as you help providers collect faster
Lane Health shares success with its RCM partners:

Lane Health Parter Program

Earn Revenue on Every Transaction
Earn 35 basis points (0.35%) on every transaction generated by your clients

Clear, Monthly Payouts
Transparent monthly partner statements with ACH payout

Actionable Data
Cohort-level reporting tied to your client base

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Compliance and Risk Handled by Lane Health

RCM companies can stay focused on clients, while we manage compliance

HIPAA with Business Associate Agreements

PCI DSS certification for payment capture

Truth in Lending Act, Regulation Z, Fair Credit Reporting Act, Equal Credit Opportunity Act

Regulation E for ACH payments

Sponsor bank backed with Lane Health handling underwriting, servicing, and dispute

FAQs for RCM Partners

Do we need an IT project to start?

No. Hosted launch takes a few short weeks.

How do RCM companies get paid the 35 basis points revenue share?

Monthly partner statements with ACH payouts, plus transparent cohort reporting.

How do practices post payments?

Payments are posted like any other patient payment with a “Lane Health” tender type.

What about declines or disputes?

Lane Health manages underwriting, servicing, disputes, and complaints directly.

RCM Companies: Improve client collections and earn 35 basis points per transaction

Lane Health makes it easy for revenue cycle management companies to deliver measurable value — without heavy integration.

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